Terms of Use
These Terms of Use (“Terms”) explain the rules for using the Debt Bridge website at debtbridgesolutions.co.uk (“the site”), operated by JR Outsourcing & Marketing Ltd (Company Number: 14660427), trading as Debt Bridge Solutions (“Debt Bridge,” “we,” “us,” “our”). By using this site, you agree to these Terms. If you don’t agree with them, please don’t continue to use the site.
These Terms should be read alongside our Privacy Policy, Cookie Policy, and Complaints Procedure, which form part of your agreement with us.
1. Who We Are
Debt Bridge is an introductory service. We help people understand the debt solutions that may be available to them, and, where appropriate, introduce them to authorised, regulated debt advice firms and licensed Insolvency Practitioners.
We are not authorised or regulated by the Financial Conduct Authority (FCA), and we do not provide regulated debt advice, financial advice, or personal recommendations ourselves. Any regulated advice you receive will come from the authorised firm or practitioner we introduce you to, who will carry out a full assessment of your circumstances.
2. Using This Site
By using our site, you agree that you will:
- Only use it for lawful purposes, and in a way that doesn’t restrict or interfere with anyone else’s use of it
- Provide accurate and truthful information when completing any form, enquiry, or request on the site
- Not attempt to gain unauthorised access to any part of the site, our systems, or any account not belonging to you
- Not use any automated system (such as a bot, scraper, or crawler) to access or extract content from the site without our prior written permission
- Not introduce viruses, malware, or any other harmful code to the site
We may suspend or restrict your access to the site, without notice, if we reasonably believe you’ve breached these Terms.
3. Eligibility
Our services are intended for individuals aged 18 or over who are resident in the UK. By using this site and submitting your details, you confirm that you meet these requirements.
4. The Information on This Site
We aim to keep the content on this site accurate, clear, and up to date, including our guides on debt solutions, types of debt, and related topics. However:
- The content on this site is general information only and does not constitute individual financial, legal, or debt advice
- It should not be relied upon as a substitute for a full assessment of your personal circumstances by a qualified, regulated adviser
- We update our content periodically, but eligibility criteria, fees, and figures relating to debt solutions (such as DRO thresholds or bankruptcy fees) are set by government or regulatory bodies and can change — always confirm current figures with your adviser before making a decision
5. No Reliance on This Site
Nothing on this site should be treated as a personal recommendation or guarantee of any specific outcome, including in relation to debt write-offs, eligibility for any debt solution, or the impact of any solution on your credit file. Outcomes depend entirely on your individual circumstances and are assessed only once you’ve spoken with a regulated adviser or Insolvency Practitioner.
Debt solutions referenced on this site may not be suitable for everyone, may involve fees, and can affect your credit rating and, in some cases, your assets or employment.
6. Third-Party Links and Partners
Our site may contain links to third-party websites, including regulated debt advice partners, Insolvency Practitioners, government services (such as MoneyHelper), and other organisations. These links are provided for convenience.
We don’t control, and aren’t responsible for, the content, accuracy, or privacy practices of any third-party website. Visiting a linked site is done at your own discretion, and that site’s own terms and privacy policy will apply.
Where we introduce you to a regulated firm or practitioner, that firm acts in its own capacity and is responsible for any advice or service it provides to you directly.
7. Intellectual Property
All content on this site — including text, graphics, logos, and design — is owned by, or licensed to, Debt Bridge, unless otherwise stated. You may view and print pages from the site for your own personal, non-commercial use, but you may not copy, reproduce, republish, or distribute any part of the site without our prior written permission.
8. Limitation of Liability
To the extent permitted by law, Debt Bridge won’t be liable for any loss or damage arising from:
- Your use of, or inability to use, this site
- Reliance on any information published on this site
- Any third-party website linked from our site
- Any interruption, error, or unavailability of the site
Nothing in these Terms limits or excludes our liability for death or personal injury caused by our negligence, for fraud, or for anything else that cannot legally be limited or excluded under UK law.
9. Your Data
Any personal information you provide through this site is handled in accordance with our Privacy Policy and Cookie Policy. By using this site and submitting your details, you consent to your information being used and shared as described in those policies.
10. Changes to These Terms
We may update these Terms from time to time, for example to reflect changes in the law, our services, or how the site works. Any changes will be posted on this page. Continuing to use the site after changes are posted means you accept the updated Terms.
11. Complaints
If you’re unhappy with any aspect of our service, please see our Complaints Procedure for how to raise this with us, and your right to refer unresolved complaints to the Financial Ombudsman Service.
12. Governing Law
These Terms are governed by the laws of England and Wales. Any disputes relating to these Terms or your use of this site will be subject to the exclusive jurisdiction of the courts of England and Wales.
(If Debt Bridge operates across Scotland or Northern Ireland, this section should be reviewed by a solicitor to confirm the appropriate governing law and jurisdiction provisions.)
13. Contact Us
If you have any questions about these Terms, please contact us:
Email: ds@debtbridge.doodlo.in Post: Debt Bridge Solutions, JR Outsourcing & Marketing Ltd, Kingsway, Luton, LU1 1TS